5 Best Life Insurance Books to Deepen Your Knowledge

Financial Horizons: Insights for Building Wealth and Securing Your Legacy

By Dr. Jose G. Cardenas, Chief Tax Strategist at The C & R Group, LLC

When it comes to life insurance, knowledge is power. The more you understand the mechanics, benefits, and strategies behind these policies, the better decisions you can make for your financial future. While most people rely solely on an advisor (which is still wise), those who take the time to educate themselves gain the confidence to ask better questions, negotiate smarter, and select policies that truly align with their long-term goals.

Here are five of the best life insurance books that stand out for their practical insights, transparency, and depth of knowledge.

1. Busting the Life Insurance Lies by Jack Burns and Kim D. H. Butler

This book tackles common myths and misconceptions about life insurance. It provides straightforward, no-nonsense explanations that separate fact from fiction. If you’ve ever wondered whether life insurance is “just an expense” or if it really builds wealth, this book clears the fog.

2. The Tools & Techniques of Life Insurance Planning by Robert J. Doyle and Stephan Leimberg

Often considered a gold standard, this resource is highly technical and best suited for those who want a deep dive into estate planning, tax strategies, and how life insurance integrates with broader financial planning. It’s an excellent reference for both professionals and savvy consumers.

3. Confessions of a CPA: The Truth About Life Insurance by Bryan Bloom

Written from a CPA’s perspective, this book reveals why life insurance isn’t just about death benefits—it’s also a powerful tax-advantaged tool. Bloom explains how policies can fit into a holistic wealth strategy and why accountants often overlook them.

4. Questions and Answers on Life Insurance by Tony Steuer

If you’re looking for a practical, easy-to-digest guide, Steuer’s book delivers. It uses a Q&A format to cover everything from policy basics to complex planning strategies. This book is perfect for someone who wants a reliable handbook to reference anytime.

5. New Life Insurance Investment Advisor by Ben Baldwin

Baldwin provides a clear framework for viewing life insurance not just as protection, but as an investment tool. With a strong focus on long-term planning, this book helps readers understand how different products—such as universal life or whole life—can serve different financial needs.

Why This Matters for You

At The C & R Group, LLC, we use Expert Financial Analysis (EFA) to integrate life insurance into a broader financial strategy. Whether it’s term life for budget protection, whole life for wealth transfer, or indexed universal life (IUL) for tax-free retirement growth, the right policy can dramatically shape your financial horizon. Books like these give you the background knowledge to appreciate the strategies we design for you.

Take the Next Step

If you’re serious about protecting your family, reducing taxes, and building wealth, don’t stop at reading—take action. Our team specializes in aligning your insurance strategy with tax-smart planning to maximize both protection and growth.

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About the Author

Dr. Jose G. Cardenas is a retired U.S. Army Finance Officer and the Chief Tax Strategist at The C & R Group, LLC. With a Doctorate in Business Administration and over 20 years of experience in financial strategy, tax planning, and life insurance, Dr. Cardenas helps individuals and business owners protect their wealth and build a legacy. Learn more at www.thecrgroupllc.com.

📌 Disclosure

This article is for educational and informational purposes only and is not intended to serve as personalized legal or investment advice. Dr. Jose G. Cardenas, DBA, provides tax advisory services through The C & R Group, LLC. Insurance strategies, including Indexed Universal Life (IUL) and annuity products, may be offered through his role as a licensed financial professional affiliated with Experior Financial Group.

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