“Don’t Miss the Deadline: Know Your Tax-Filing Options and Obligations”

Financial Horizons: Insights for Building Wealth and Securing Your Legacy

By Dr. Jose G. Cardenas, Chief Tax Strategist at The C & R Group, LLC.

Every year, countless taxpayers scramble to meet deadlines or discover—often too late—that they could have filed more efficiently. Whether you're an employee, business owner, or investor, knowing your tax-filing options and deadlines isn't just about avoiding penalties—it's a proactive move toward building a stronger financial foundation.

The Big Picture: Why Filing Smart Matters

Tax season is more than a bureaucratic hurdle. It’s a chance to:

• Maximize deductions and credits
• Avoid unnecessary fees and interest
• Align your filings with your overall wealth strategy
  Understanding your options gives you greater control over your finances—especially when it comes to planning, saving, and investing.

Know Your Filing Categories and Timelines

Standard Individual Filers (Form 1040):

• Deadline: April 15 (unless it falls on a weekend/holiday—then it shifts to the next business day)
• Extension: Request Form 4868 for an automatic 6-month extension to October 15

Self-Employed / Contractors (Schedule C, 1099):

• Same April 15 deadline, but also responsible for quarterly estimated payments:
  April 15, June 15, September 15, and January 15 (following year)

S-Corporations & Partnerships (Forms 1120S / 1065):

• Deadline: March 15
• Extension: File Form 7004 to extend to September 15

C-Corporations (Form 1120):

• Deadline: April 15 for calendar year entities
• Extension: Six-month extension to October 15 with Form 7004

Nonprofits (Form 990):

• Deadline: May 15
• Extension: Up to six months with Form 8868

Don’t Just File—Strategize

• Filing early gives you quicker refunds, less risk of fraud, and more time to fix any issues.
• Filing extensions give you more time to file—not more time to pay. Pay what you owe by the original deadline to avoid interest.
• Tax software and e-filing options can streamline your process—but for complex situations, a tax strategist can help reduce your long-term liability.

Let’s Make It Easy

Tax filing doesn’t have to be stressful, confusing, or last-minute. If you’re unclear about which deadlines or filing methods apply to your situation, it’s time to take action. Let’s clarify your next steps and optimize your approach for maximum benefit.

📅 Book your strategy session now:
Schedule Here

About the Author

Dr. Jose G. Cardenas is a retired U.S. Army Finance Officer and the Chief Tax Strategist at The C & R Group, LLC. With a Doctorate in Business Administration and over 20 years of experience in financial strategy, tax planning, and life insurance, Dr. Cardenas helps individuals and business owners protect their wealth and build a legacy. Learn more at www.thecrgroupllc.com

📌 Disclosure: This article is for educational and informational purposes only and is not intended to serve as personalized legal or investment advice. Dr. Jose G. Cardenas, DBA, provides tax advisory services through The C & R Group, LLC. Insurance strategies, including Indexed Universal Life (IUL) and annuity products, may be offered through his role as a licensed financial professional affiliated with Experior Financial Group.

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